This is it: you’re engaged and you’re probably itching to jump into wedding planning mode and get it all started. But before you get carried away, you have to remember that wedding planning is more than just about picking a hotel, a caterer, and the wedding gown. After all, you are preparing for a marriage, …
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Refinancing a car loan simply means getting a new loan to pay off an existing auto loan, with the car as collateral. This is an appealing option if you find yourself low on cash or you learn about a better interest rate deal. What could possibly happen if you refinance a car loan? Lower monthly car …
Creating a budget is one thing. Sticking to it is another, and it’s no easy task. Being able to successfully do it, however, is a great accomplishment and a victory, and gives you a sense of control over your finances. Sticking to a budget is crucial in reaching your financial goals because every goal requires …
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Our views on money are greatly influenced by how we were raised and what money concepts we were made to believe growing up. Most of us were introduced to the same sequence of life events: going to school, moving on to college, and then finding a job. This particular format made us think that once …
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As an adult, one of your main goals in life is to have your own home. But the expenses of owning a house does not stop with the mortgage and bills. Things can break inside the house, and sometimes unexpected repairs can set you back financially. This is why it’s important to have a budget …
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Being in a long term, committed relationship with someone does not only mean being there for the good stuff. You need to work together and see each other through the bad stuff as well. One of the hardest things that couples go through is financial hardships. Money brings out the best in some people, and …
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You should know that your credit score affects your financial life in a big, big way. Having bad credit will affect your ability to have a loan approved, how much interest is charged on your loan, or even your chances of getting employed. Maintaining good credit is an important part of adulthood and one that …
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When your personal loan application gets denied, it can be disappointing. Most people are also puzzled. Even people with strong credit scores can get denied, and it makes them wonder why. Below are a few common reasons why banks deny personal loan applications so the next time you apply for one, you’ll know what and …
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According to statistics, an average person will move approximately 11 times in their lifetime. And whether you are moving from one state to another or just one neighborhood over, the process will always be costly. From the obvious things like hiring movers to paying rent, moving always involves a lot of expenses. Often, however, there …
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For a lot of students, college is an exciting time because it’s the first time that they get a taste of independence. And it is because of this independence that young people really begin to learn and understand the value of money. College students, even those who have part-time jobs, may have quite a limited …