{"id":36124,"date":"2022-03-11T04:21:55","date_gmt":"2022-03-11T04:21:55","guid":{"rendered":"https:\/\/payment1.com\/?p=36124"},"modified":"2026-08-02T20:40:37","modified_gmt":"2026-08-02T20:40:37","slug":"estrategias-inteligentes-de-amortizacion-que-debes-conocer","status":"publish","type":"post","link":"https:\/\/payment1.com\/es\/2022\/03\/smart-amortization-strategies-you-should-know\/","title":{"rendered":"Estrategias inteligentes de amortizaci\u00f3n que debes conocer"},"content":{"rendered":"

En promedio, un estadounidense <\/span>tiene una deuda de $90,460<\/span><\/a>. Esto incluye todo tipo de deuda de consumo: tarjetas de cr\u00e9dito, pr\u00e9stamos personales, deuda estudiantil e hipotecas. El millennial estadounidense promedio tiene una deuda de $87,448, mientras que la persona promedio de la Generaci\u00f3n X tiene una deuda de $140,643. Las personas de la Generaci\u00f3n X son las que tienen, en promedio, la deuda m\u00e1s alta.\u00a0<\/span><\/p>\n

Art\u00edculos importantes como <\/span>una casa nueva<\/span><\/a>, las matr\u00edculas y un coche nuevo requieren que la mayor\u00eda de nosotros pidamos pr\u00e9stamos. Puede que est\u00e9s pagando varios pr\u00e9stamos a la vez, intentando \u2014incluso luchando\u2014 mantenerte a flote financieramente mientras reduces tus saldos de pr\u00e9stamos. Aqu\u00ed es donde entran en juego buenas estrategias de amortizaci\u00f3n. Quedar libre de deudas puede parecer un objetivo abrumador, pero una planificaci\u00f3n y estrategia cuidadosas pueden ayudarte a pagar la amortizaci\u00f3n de tus pr\u00e9stamos r\u00e1pidamente.\u00a0<\/span><\/p>\n

Estrategias para pagar la amortizaci\u00f3n<\/span><\/h2>\n

La estrategia de la bola de nieve<\/span><\/h3>\n

Un componente clave en la gesti\u00f3n de deudas efectiva es la motivaci\u00f3n. El prop\u00f3sito del m\u00e9todo de la bola de nieve de deudas es mantenerte enfocado y motivado para pagar la amortizaci\u00f3n de tu pr\u00e9stamo.<\/span><\/p>\n

\u00bfC\u00f3mo lo haces?<\/b><\/p>\n

La idea es empezar con la deuda m\u00e1s peque\u00f1a e ir subiendo hasta la m\u00e1s grande. Lo primero que querr\u00e1s hacer es listar todas tus deudas pendientes y el pago mensual para cada una. Luego, cada mes \u2014o cada ciclo de pago\u2014 destina la mayor cantidad de dinero posible a la deuda m\u00e1s peque\u00f1a. Una vez que hayas liquidado una deuda, reasigna el dinero de esa deuda a la siguiente en la lista, todo mientras realizas el pago m\u00ednimo requerido para el resto de tus deudas. Haz esto hasta que est\u00e9s libre de deudas.<\/span><\/p>\n

Las personas que usan este m\u00e9todo citan el efecto psicol\u00f3gico positivo como una de sus principales ventajas. Les da a los deudores el impulso de ver una deuda pagada a la vez, en lugar de ver todos los saldos pendientes al mismo tiempo durante a\u00f1os.<\/span><\/p>\n

El M\u00e9todo Avalancha<\/span><\/h3>\n

Esta estrategia es similar al m\u00e9todo de la bola de nieve, pero en lugar de ordenar tus deudas por saldo, lo haces por tasa de inter\u00e9s. Haz una lista de tus deudas de mayor a menor tasa de inter\u00e9s. Luego, enf\u00f3cate en pagar primero la deuda con la tasa m\u00e1s alta, mientras pagas el monto m\u00ednimo por el resto. Una vez que est\u00e9 pagada, reasigna el presupuesto para pagar la siguiente.\u00a0<\/span><\/p>\n

Esto funciona para personas con deudas de alto inter\u00e9s y prioriza el ahorro en intereses. Los objetivos de los m\u00e9todos Bola de Nieve y Avalancha son hacer que sus deudas sean m\u00e1s manejables y aliviar el estr\u00e9s de pagar m\u00faltiples amortizaciones mensuales.<\/span><\/p>\n

Programas de Reembolso por parte del Empleador<\/span><\/h3>\n

Si has sido empleado recientemente o est\u00e1s buscando trabajo actualmente, esto es algo que quiz\u00e1s quieras explorar. Algunas empresas ofrecen oportunidades para que los empleados paguen sus deudas, especialmente las de pr\u00e9stamos estudiantiles, m\u00e1s r\u00e1pidamente.\u00a0<\/span><\/p>\n

Dado que los programas de reembolso por parte del empleador son poco comunes, el m\u00e9todo de reembolso no se ha estandarizado. Por lo tanto, funciona de muchas maneras. Por ejemplo, existen programas de pago en efectivo en los que la empresa paga una cantidad fija cada mes para tus pr\u00e9stamos, adem\u00e1s de tus propios pagos. Algunos empleadores igualan los pagos mensuales de sus empleados, en lugar de pagar una cantidad fija. Los programas de igualaci\u00f3n de pagos de 401(k), por otro lado, te permiten pagar pr\u00e9stamos estudiantiles e invertir al mismo tiempo haciendo una contribuci\u00f3n de 401(k) que iguale tu pago del pr\u00e9stamo estudiantil.\u00a0<\/span><\/p>\n

Plan de consolidaci\u00f3n de deudas<\/span><\/h3>\n

Otra estrategia, espec\u00edficamente adecuada para quienes tienen dificultades para mantenerse al d\u00eda con su amortizaci\u00f3n mensual, es <\/span>consolidaci\u00f3n de deudas<\/span><\/a>. En esta estrategia, solicitas otro pr\u00e9stamo personal o usas una tarjeta de cr\u00e9dito nueva para pagar tus pr\u00e9stamos existentes. El prestamista entonces liquidar\u00e1 todas tus amortizaciones y las consolidar\u00e1 en una sola deuda. Ten en cuenta que podr\u00edas obtener una tasa de inter\u00e9s mayor que la de algunas de las otras deudas que ten\u00edas, pero esto puede ayudarte potencialmente a ahorrar en cargos por pago tard\u00edo y multas.\u00a0<\/span><\/p>\n

Antes de adoptar esta estrategia, calcula tu tasa de inter\u00e9s combinada sumando todo el inter\u00e9s que pagas anualmente y dividi\u00e9ndolo por el monto principal total que debes. Si la tasa de inter\u00e9s de la consolidaci\u00f3n de deuda es menor que tu tasa de inter\u00e9s combinada calculada, entonces esta estrategia podr\u00eda ser buena para ti.<\/span><\/p>\n

Otras recomendaciones<\/span><\/h2>\n

Adem\u00e1s de las estrategias citadas anteriormente, aqu\u00ed tienes algunos consejos que te pueden ayudar a pagar tu amortizaci\u00f3n m\u00e1s r\u00e1pido.<\/span><\/p>\n

Busca otra fuente de ingresos.<\/span><\/h3>\n

Puedes optar por dedicar tu tiempo libre a conseguir un trabajo adicional o un proyecto paralelo. Este puede ser un sacrificio a corto plazo que te ayude a largo plazo. Si tus noches y fines de semana est\u00e1n libres, puedes considerar la idea de aceptar trabajos de medio tiempo o incluso proyectos que puedas hacer desde casa para obtener dinero extra para la amortizaci\u00f3n de tu pr\u00e9stamo.\u00a0<\/span><\/p>\n

Asigna efectivo extra para pr\u00e9stamos.<\/span><\/h3>\n

Si te encontraras con dinero extra \u2014por ejemplo, si recibieras una herencia o un reembolso de impuestos considerable\u2014 aprovecha esta oportunidad para saldar una buena parte de tus deudas. Quiz\u00e1s no sea una opci\u00f3n tan glamorosa como irte de viaje por Europa, pero definitivamente es una m\u00e1s responsable. Te lo agradecer\u00e1s m\u00e1s adelante.\u00a0<\/span><\/p>\n

Vive de forma m\u00e1s sencilla.<\/span><\/h3>\n

Todos los d\u00edas, somos bombardeados con anuncios que nos dicen qu\u00e9 comprar y a comprarlos de inmediato. Se necesita disciplina para concentrarse en su objetivo de estar libre de deudas pronto y para resistir el impulso de comprar cada cosa que aparece en publicaciones patrocinadas en Facebook. Los peque\u00f1os ahorros que obtienes de cada resistencia se vuelven grandes a largo plazo. Haz tu propio caf\u00e9, cocina tu propia comida y hornea tus propios dulces. De vez en cuando, revisa tu presupuesto para ver si hay otras \u00e1reas en las que puedas reducir gastos \u2014 suscripciones, cuotas de membres\u00eda, etc.<\/span><\/p>\n

Pensamientos finales<\/span><\/h2>\n

No hay una regla fija para pagar la amortizaci\u00f3n de pr\u00e9stamos de manera r\u00e1pida y eficiente. Lo mejor es revisar tus finanzas constante y cuidadosamente para ver qu\u00e9 estrategia funcionar\u00e1 para ti. Una estrategia adecuada, junto con buenos h\u00e1bitos de dinero, definitivamente puede ayudarte a administrar mejor tus deudas y brindarte estabilidad y libertad financiera m\u00e1s pronto.<\/span><\/p>\n

Tambi\u00e9n es mejor hacer la debida diligencia al elegir al prestamista adecuado. <\/span>Pago1<\/span><\/a> ofrecemos pr\u00e9stamos que no desequilibrar\u00e1n tus finanzas; consideramos tu presupuesto y tu capacidad de pago al elaborar un plan de pagos.\u00a0<\/span><\/p>\n

Completa tu solicitud de pr\u00e9stamo completamente en l\u00ednea sin tener que ir a nuestra oficina, o <\/span>cont\u00e1ctanos<\/span><\/a> para preguntas, hoy.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

On average, an American has a debt of $90,460. This includes all types of consumer debt \u2014 credit cards, personal loans, student debt, and mortgages. The average American millennial has $87,448 in debt, while the average Gen X person has $140,643. People from Generation X have the highest debt on average.\u00a0 Big ticket items like […]<\/p>\n","protected":false},"author":7,"featured_media":36125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[109,113,112],"class_list":["post-36124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-debt-consolidation","tag-financial-education","tag-loan-management"],"acf":[],"yoast_head":"\nSmart Amortization Strategies You Should Know - Payment 1<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/payment1.com\/es\/2022\/03\/estrategias-inteligentes-de-amortizacion-que-debes-conocer\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Smart Amortization Strategies You Should Know - Payment 1\" \/>\n<meta property=\"og:description\" content=\"On average, an American has a debt of $90,460. This includes all types of consumer debt \u2014 credit cards, personal loans, student debt, and mortgages. The average American millennial has $87,448 in debt, while the average Gen X person has $140,643. People from Generation X have the highest debt on average.\u00a0 Big ticket items like […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/payment1.com\/es\/2022\/03\/estrategias-inteligentes-de-amortizacion-que-debes-conocer\/\" \/>\n<meta property=\"og:site_name\" content=\"Payment 1\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Payment1Financial\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-11T04:21:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-02T20:40:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bendon Gaddy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bendon Gaddy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/\"},\"author\":{\"name\":\"Bendon Gaddy\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/person\\\/50f1639f35a81c60bcfce25db2cae621\"},\"headline\":\"Smart Amortization Strategies You Should Know\",\"datePublished\":\"2022-03-11T04:21:55+00:00\",\"dateModified\":\"2026-08-02T20:40:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/\"},\"wordCount\":1055,\"publisher\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/pexels-karolina-grabowska-4968630-scaled-1.jpg\",\"keywords\":[\"Debt Consolidation\",\"Financial Education\",\"Loan Management\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/\",\"url\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/\",\"name\":\"Smart Amortization Strategies You Should Know - Payment 1\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/pexels-karolina-grabowska-4968630-scaled-1.jpg\",\"datePublished\":\"2022-03-11T04:21:55+00:00\",\"dateModified\":\"2026-08-02T20:40:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#primaryimage\",\"url\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/pexels-karolina-grabowska-4968630-scaled-1.jpg\",\"contentUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/pexels-karolina-grabowska-4968630-scaled-1.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"counting money\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2022\\\/03\\\/smart-amortization-strategies-you-should-know\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/payment1.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smart Amortization Strategies You Should Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#website\",\"url\":\"https:\\\/\\\/payment1.com\\\/\",\"name\":\"Payment 1\",\"description\":\"Personal & Titles Loan Company\",\"publisher\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/payment1.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\",\"name\":\"Payment 1\",\"url\":\"https:\\\/\\\/payment1.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Payment1-Logo.svg\",\"contentUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Payment1-Logo.svg\",\"width\":156,\"height\":84,\"caption\":\"Payment 1\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Payment1Financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/person\\\/50f1639f35a81c60bcfce25db2cae621\",\"name\":\"Bendon Gaddy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"caption\":\"Bendon Gaddy\"},\"url\":\"https:\\\/\\\/payment1.com\\\/es\\\/author\\\/brendon\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Estrategias inteligentes de amortizaci\u00f3n que debes conocer - Payment 1","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/payment1.com\/es\/2022\/03\/estrategias-inteligentes-de-amortizacion-que-debes-conocer\/","og_locale":"es_MX","og_type":"article","og_title":"Smart Amortization Strategies You Should Know - Payment 1","og_description":"On average, an American has a debt of $90,460. This includes all types of consumer debt \u2014 credit cards, personal loans, student debt, and mortgages. The average American millennial has $87,448 in debt, while the average Gen X person has $140,643. People from Generation X have the highest debt on average.\u00a0 Big ticket items like […]","og_url":"https:\/\/payment1.com\/es\/2022\/03\/estrategias-inteligentes-de-amortizacion-que-debes-conocer\/","og_site_name":"Payment 1","article_publisher":"https:\/\/www.facebook.com\/Payment1Financial","article_published_time":"2022-03-11T04:21:55+00:00","article_modified_time":"2026-08-02T20:40:37+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg","type":"image\/jpeg"}],"author":"Bendon Gaddy","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Bendon Gaddy","Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#article","isPartOf":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/"},"author":{"name":"Bendon Gaddy","@id":"https:\/\/payment1.com\/#\/schema\/person\/50f1639f35a81c60bcfce25db2cae621"},"headline":"Smart Amortization Strategies You Should Know","datePublished":"2022-03-11T04:21:55+00:00","dateModified":"2026-08-02T20:40:37+00:00","mainEntityOfPage":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/"},"wordCount":1055,"publisher":{"@id":"https:\/\/payment1.com\/#organization"},"image":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#primaryimage"},"thumbnailUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg","keywords":["Debt Consolidation","Financial Education","Loan Management"],"articleSection":["Articles"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/","url":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/","name":"Estrategias inteligentes de amortizaci\u00f3n que debes conocer - Payment 1","isPartOf":{"@id":"https:\/\/payment1.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#primaryimage"},"image":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#primaryimage"},"thumbnailUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg","datePublished":"2022-03-11T04:21:55+00:00","dateModified":"2026-08-02T20:40:37+00:00","breadcrumb":{"@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#primaryimage","url":"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg","contentUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2022\/03\/pexels-karolina-grabowska-4968630-scaled-1.jpg","width":2560,"height":1707,"caption":"counting money"},{"@type":"BreadcrumbList","@id":"https:\/\/payment1.com\/2022\/03\/smart-amortization-strategies-you-should-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/payment1.com\/"},{"@type":"ListItem","position":2,"name":"Smart Amortization Strategies You Should Know"}]},{"@type":"WebSite","@id":"https:\/\/payment1.com\/#website","url":"https:\/\/payment1.com\/","name":"Payment 1","description":"Pr\u00e9stamos Personales y de T\u00edtulos","publisher":{"@id":"https:\/\/payment1.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/payment1.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/payment1.com\/#organization","name":"Payment 1","url":"https:\/\/payment1.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/payment1.com\/#\/schema\/logo\/image\/","url":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/01\/Payment1-Logo.svg","contentUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/01\/Payment1-Logo.svg","width":156,"height":84,"caption":"Payment 1"},"image":{"@id":"https:\/\/payment1.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Payment1Financial"]},{"@type":"Person","@id":"https:\/\/payment1.com\/#\/schema\/person\/50f1639f35a81c60bcfce25db2cae621","name":"Bendon Gaddy","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","caption":"Bendon Gaddy"},"url":"https:\/\/payment1.com\/es\/author\/brendon\/"}]}},"_links":{"self":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/36124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/comments?post=36124"}],"version-history":[{"count":1,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/36124\/revisions"}],"predecessor-version":[{"id":65775,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/36124\/revisions\/65775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/media\/36125"}],"wp:attachment":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/media?parent=36124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/categories?post=36124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/tags?post=36124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}