{"id":52695,"date":"2023-04-25T08:14:23","date_gmt":"2023-04-25T08:14:23","guid":{"rendered":"https:\/\/payment1.com\/?p=52695"},"modified":"2026-08-02T20:39:35","modified_gmt":"2026-08-02T20:39:35","slug":"7-formas-inteligentes-de-ahorrar-dinero","status":"publish","type":"post","link":"https:\/\/payment1.com\/es\/2023\/04\/7-clever-ways-to-save-money\/","title":{"rendered":"Consejos para el bienestar financiero: 7 formas inteligentes de ahorrar dinero"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Si te ha resultado dif\u00edcil ahorrar dinero, no te lo tomes demasiado a pecho. No est\u00e1s solo. De hecho, seg\u00fan <a href=\"https:\/\/www.aarp.org\/content\/dam\/aarp\/ppi\/2019\/10\/unlocking-potential-emergency-savings-accounts.doi.10.26419ppi.00084.001.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">un informe de la American Association of Retired Persons (AARP)<\/a>, m\u00e1s de la mitad de la poblaci\u00f3n estadounidense no cuenta con ahorros de emergencia. En este art\u00edculo, te daremos consejos para tu bienestar financiero y formas ingeniosas de ahorrar dinero.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Tambi\u00e9n es posible que notes que has estado gastando m\u00e1s en comida, ropa, gasolina y otras necesidades en estos d\u00edas, lo que te dificulta ahorrar para imprevistos. Hay una raz\u00f3n s\u00f3lida para eso. El \u00cdndice de Precios al Consumidor, que mide el precio promedio de los bienes en los Estados Unidos, <a href=\"https:\/\/www.bls.gov\/opub\/ted\/2023\/consumer-price-index-2022-in-review.htm#:~:text=Consumer%20prices%20for%20all%20items,for%20food%20away%20from%20home.\" target=\"_blank\" rel=\"noreferrer noopener\">aumentado en un 6.5 por ciento<\/a> de diciembre de 2021 a diciembre de 2022, el aumento m\u00e1s r\u00e1pido desde 2008. Eso significa que casi todo lo que compras ahora es m\u00e1s caro.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Puede ser especialmente dif\u00edcil administrar tus finanzas cuando tienes un presupuesto ajustado y los precios de los productos b\u00e1sicos est\u00e1n subiendo. Sin embargo, no todo est\u00e1 perdido. Con la actitud correcta y algunos consejos pr\u00e1cticos, puedes empezar a administrar tu dinero de manera efectiva y lograr la estabilidad financiera.<br \/><br \/>Veamos 7 maneras ingeniosas de ahorrar dinero:\u00a0<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>1. Regresa a lo b\u00e1sico<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Usa cupones, compara precios y, si te sientes c\u00f3modo, haz tus compras de comestibles en la tienda en lugar de en l\u00ednea. Ir de compras en persona te permite comparar y ahorrar al instante. Y usualmente tienes m\u00e1s opciones y la capacidad de usar cupones, aprovechar ofertas y recibir descuentos adicionales a trav\u00e9s de programas de lealtad de la tienda. Aqu\u00ed tienes algunos consejos m\u00e1s para presupuestar tus comestibles que te ayudar\u00e1n a ahorrar dinero:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u2013 Siempre que sea posible, elige productos gen\u00e9ricos en lugar de marcas reconocidas.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Aumenta el n\u00famero de comidas sin carne en la dieta de tu familia.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Si puedes conseguir los art\u00edculos a un menor precio por unidad comprando al por mayor, hazlo.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Planifica comidas econ\u00f3micas utilizando los folletos de ofertas semanales del supermercado.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Si vives en una zona donde hay mercados de agricultores, haz tus compras all\u00ed.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Aumenta la cantidad de alimentos b\u00e1sicos econ\u00f3micos en tus comidas, como pasta o arroz.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>Acortar gastos en servicios poco utilizados<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Mientras que creaste <a href=\"https:\/\/payment1.com\/es\/2019\/06\/17\/formas-pequenas-pero-efectivas-de-cumplir-tu-presupuesto\/\" target=\"_blank\" rel=\"noreferrer noopener\">un presupuesto que seguir<\/a>, no siempre est\u00e1 grabado en piedra. Examina las categor\u00edas principales de tu presupuesto para ver d\u00f3nde puedes ahorrar dinero. Reduce a solo lo necesario por unas semanas (o meses), si puedes, para darte un respiro.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Revisa tus suscripciones mensuales y elimina las innecesarias. Seg\u00fan un <a href=\"https:\/\/www.jdpower.com\/business\/resources\/despite-return-normal-people-spending-more-time-and-money-streaming-services-now\" target=\"_blank\" rel=\"noreferrer noopener\">encuesta<\/a>, el hogar promedio cuenta con entre cuatro y cinco servicios de streaming y gasta $55 al mes en ellos. Aunque pueda parecer poco, $55 al mes suma m\u00e1s de $600 al a\u00f1o. Si buscas reducir gastos ante el aumento de los precios, cancelar las suscripciones que no utilizas es un buen punto de partida.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>3. Hazte chequeos regulares contigo mismo.<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Entre todos los consejos para el bienestar financiero, este es probablemente el que m\u00e1s se pasa por alto. La \u00fanica manera de saber si tus ajustes presupuestarios est\u00e1n funcionando a tu favor o en tu contra es realizar revisiones peri\u00f3dicas. Aqu\u00ed tienes algunas preguntas para hacerte:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u2013 \u00bfCu\u00e1nta deuda he acumulado o pagado?<\/li>\r\n\r\n\r\n\r\n<li>\u00bfCu\u00e1nto dinero he ahorrado hasta ahora?<\/li>\r\n\r\n\r\n\r\n<li>\u2013 \u00bfCu\u00e1les facturas innecesarias he eliminado?<\/li>\r\n\r\n\r\n\r\n<li>\u00bfHe estado actualizando mi presupuesto con regularidad?<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Es posible que no siempre veas un progreso positivo, y eso est\u00e1 bien. Lo importante es que siempre tengas una idea clara de tu situaci\u00f3n actual, as\u00ed como de los pasos que necesitas dar para llegar a donde quieres estar. Sentir que eres astuto con tus ahorros y que tienes el control es importante.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>4. Ganar dinero extra<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Uno de los problemas m\u00e1s serios con el aumento de los precios y la inflaci\u00f3n es que los salarios no siguen el ritmo. La Gran Renuncia de 2021 puede haber impulsado a algunos empleadores a aumentar los salarios. Sin embargo, las tasas de pago en los Estados Unidos se han mantenido en gran medida estancadas durante d\u00e9cadas.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Considera conseguir un trabajo secundario para complementar tus ingresos, dependiendo de tu horario y necesidades familiares. Si eso no es factible en este momento, tambi\u00e9n puedes negociar un mejor pago con tu empleador actual o buscar un nuevo trabajo con un salario m\u00e1s alto. En casa, puedes vaciar tus armarios, el \u00e1tico y el garaje y organizar una gran venta de garaje o vender los art\u00edculos en aplicaciones de venta directa.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>5. Revisa tu consumo de energ\u00eda<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Tener en cuenta cu\u00e1nta energ\u00eda usa en casa y buscar formas de reducir costos tanto como sea posible es otra manera inteligente de ahorrar dinero sin demasiado esfuerzo. Aqu\u00ed hay formas sencillas de reducir el consumo de energ\u00eda en casa o mientras viaja:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u2013 Limpieza y mantenimiento de su sistema HVAC en primavera y oto\u00f1o<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Reparaci\u00f3n de fugas de aire cerca de ventanas y puertas<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Usar bombillas de bajo consumo<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Desconecta los aparatos electr\u00f3nicos cuando no los uses.<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Bajar el termostato en invierno y subirlo en verano<\/li>\r\n\r\n\r\n\r\n<li>- Mantener la presi\u00f3n adecuada de los neum\u00e1ticos<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Consolidar viajes en coche y respetar los l\u00edmites de velocidad<\/li>\r\n\r\n\r\n\r\n<li>\u2013 Compartir coche para ahorrar dinero en gasolina<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>6. Reducir las tasas de inter\u00e9s de las deudas<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Pagar deudas o hacerlas menos costosas puede ayudar ante la inflaci\u00f3n. <a href=\"https:\/\/payment1.com\/es\/2023\/03\/09\/como-pagar-tus-deudas-de-tarjeta-de-credito-tu-guia-a-la-libertad-financiera\/\" target=\"_blank\" rel=\"noreferrer noopener\">Si tienes deudas de tarjeta de cr\u00e9dito<\/a>, consulta con tu banco sobre las ofertas de transferencia de saldo 0% con tasa de inter\u00e9s anual (APR) o sobre pr\u00e9stamos personales a bajo inter\u00e9s. Una transferencia de saldo 0% te permite saldar tus deudas a lo largo del tiempo y sin intereses.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Refinanciar pr\u00e9stamos estudiantiles tambi\u00e9n puede ayudarte a obtener una tasa de inter\u00e9s m\u00e1s baja, haciendo que los pagos mensuales sean m\u00e1s manejables. Sin embargo, ten en cuenta que refinanciar pr\u00e9stamos federales para convertirlos en pr\u00e9stamos privados puede significar renunciar a algunos beneficios y protecciones.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>7. Consolida tus deudas<\/strong><\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Otra forma de gestionar m\u00faltiples deudas es consolidarlas, es decir, pagar varias deudas con un nuevo pr\u00e9stamo o una transferencia de cr\u00e9dito. Una opci\u00f3n es <a href=\"https:\/\/payment1.com\/es\/2021\/11\/09\/prestamo-de-consolidacion-de-deudas-el-que-el-porque-y-el-como\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9stamo de consolidaci\u00f3n de deuda<\/a> puede ayudarte a reducir los costos de pr\u00e9stamos con intereses altos o incluso consolidar deudas de m\u00faltiples acreedores. Sin embargo, ten en cuenta que no elimina el pr\u00e9stamo, sino que te ayuda a hacer la deuda mucho m\u00e1s manejable.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La consolidaci\u00f3n de deudas puede ser un buen punto de partida en tu camino hacia el bienestar financiero y una vida libre de deudas. <a href=\"https:\/\/payment1.com\/es\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pago1<\/a> puede ayudarte a entender la consolidaci\u00f3n de deudas e incluso encontrar el mejor pr\u00e9stamo para tus necesidades. <a href=\"https:\/\/payment1.com\/es\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\">Habla hoy mismo con nuestro equipo de expertos en pr\u00e9stamos<\/a> para ver si califica para la consolidaci\u00f3n de deudas.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you have been finding it difficult to save money, don\u2019t beat yourself up too much. You are not alone. In fact, according to a report by the American Association of Retired Persons (AARP), more than half of the US population does not have emergency savings. In this article, we will give you tips for [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":52970,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[111,110,113],"class_list":["post-52695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-budgeting-tips","tag-emergency-funds","tag-financial-education"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tips For Financial Wellness: 7 Clever Ways to Save Money - Payment 1<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/payment1.com\/es\/2023\/04\/7-formas-inteligentes-de-ahorrar-dinero\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips For Financial Wellness: 7 Clever Ways to Save Money - Payment 1\" \/>\n<meta property=\"og:description\" content=\"If you have been finding it difficult to save money, don\u2019t beat yourself up too much. You are not alone. In fact, according to a report by the American Association of Retired Persons (AARP), more than half of the US population does not have emergency savings. In this article, we will give you tips for [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/payment1.com\/es\/2023\/04\/7-formas-inteligentes-de-ahorrar-dinero\/\" \/>\n<meta property=\"og:site_name\" content=\"Payment 1\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Payment1Financial\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-25T08:14:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-02T20:39:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"499\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bendon Gaddy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bendon Gaddy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/\"},\"author\":{\"name\":\"Bendon Gaddy\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/person\\\/50f1639f35a81c60bcfce25db2cae621\"},\"headline\":\"Tips For Financial Wellness: 7 Clever Ways to Save Money\",\"datePublished\":\"2023-04-25T08:14:23+00:00\",\"dateModified\":\"2026-08-02T20:39:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/\"},\"wordCount\":1055,\"publisher\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg\",\"keywords\":[\"Budgeting Tips\",\"Emergency Funds\",\"Financial Education\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/\",\"url\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/\",\"name\":\"Tips For Financial Wellness: 7 Clever Ways to Save Money - Payment 1\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg\",\"datePublished\":\"2023-04-25T08:14:23+00:00\",\"dateModified\":\"2026-08-02T20:39:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#primaryimage\",\"url\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg\",\"contentUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg\",\"width\":750,\"height\":499,\"caption\":\"person putting a coin into a piggy bank\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/payment1.com\\\/2023\\\/04\\\/7-clever-ways-to-save-money\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/payment1.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tips For Financial Wellness: 7 Clever Ways to Save Money\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#website\",\"url\":\"https:\\\/\\\/payment1.com\\\/\",\"name\":\"Payment 1\",\"description\":\"Personal &amp; Titles Loan Company\",\"publisher\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/payment1.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#organization\",\"name\":\"Payment 1\",\"url\":\"https:\\\/\\\/payment1.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Payment1-Logo.svg\",\"contentUrl\":\"https:\\\/\\\/payment1.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Payment1-Logo.svg\",\"width\":156,\"height\":84,\"caption\":\"Payment 1\"},\"image\":{\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Payment1Financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/payment1.com\\\/#\\\/schema\\\/person\\\/50f1639f35a81c60bcfce25db2cae621\",\"name\":\"Bendon Gaddy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g\",\"caption\":\"Bendon Gaddy\"},\"url\":\"https:\\\/\\\/payment1.com\\\/es\\\/author\\\/brendon\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Consejos para el bienestar financiero: 7 formas ingeniosas de ahorrar dinero - Payment 1","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/payment1.com\/es\/2023\/04\/7-formas-inteligentes-de-ahorrar-dinero\/","og_locale":"es_MX","og_type":"article","og_title":"Tips For Financial Wellness: 7 Clever Ways to Save Money - Payment 1","og_description":"If you have been finding it difficult to save money, don\u2019t beat yourself up too much. You are not alone. In fact, according to a report by the American Association of Retired Persons (AARP), more than half of the US population does not have emergency savings. In this article, we will give you tips for [&hellip;]","og_url":"https:\/\/payment1.com\/es\/2023\/04\/7-formas-inteligentes-de-ahorrar-dinero\/","og_site_name":"Payment 1","article_publisher":"https:\/\/www.facebook.com\/Payment1Financial","article_published_time":"2023-04-25T08:14:23+00:00","article_modified_time":"2026-08-02T20:39:35+00:00","og_image":[{"width":750,"height":499,"url":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg","type":"image\/jpeg"}],"author":"Bendon Gaddy","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Bendon Gaddy","Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#article","isPartOf":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/"},"author":{"name":"Bendon Gaddy","@id":"https:\/\/payment1.com\/#\/schema\/person\/50f1639f35a81c60bcfce25db2cae621"},"headline":"Tips For Financial Wellness: 7 Clever Ways to Save Money","datePublished":"2023-04-25T08:14:23+00:00","dateModified":"2026-08-02T20:39:35+00:00","mainEntityOfPage":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/"},"wordCount":1055,"publisher":{"@id":"https:\/\/payment1.com\/#organization"},"image":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#primaryimage"},"thumbnailUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg","keywords":["Budgeting Tips","Emergency Funds","Financial Education"],"articleSection":["Articles"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/","url":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/","name":"Consejos para el bienestar financiero: 7 formas ingeniosas de ahorrar dinero - Payment 1","isPartOf":{"@id":"https:\/\/payment1.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#primaryimage"},"image":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#primaryimage"},"thumbnailUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg","datePublished":"2023-04-25T08:14:23+00:00","dateModified":"2026-08-02T20:39:35+00:00","breadcrumb":{"@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#primaryimage","url":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg","contentUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/04\/pexels-joslyn-pickens-3833052-1-1-e1683008395867.jpg","width":750,"height":499,"caption":"person putting a coin into a piggy bank"},{"@type":"BreadcrumbList","@id":"https:\/\/payment1.com\/2023\/04\/7-clever-ways-to-save-money\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/payment1.com\/"},{"@type":"ListItem","position":2,"name":"Tips For Financial Wellness: 7 Clever Ways to Save Money"}]},{"@type":"WebSite","@id":"https:\/\/payment1.com\/#website","url":"https:\/\/payment1.com\/","name":"Payment 1","description":"Pr\u00e9stamos Personales y de T\u00edtulos","publisher":{"@id":"https:\/\/payment1.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/payment1.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/payment1.com\/#organization","name":"Payment 1","url":"https:\/\/payment1.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/payment1.com\/#\/schema\/logo\/image\/","url":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/01\/Payment1-Logo.svg","contentUrl":"https:\/\/payment1.com\/wp-content\/uploads\/2023\/01\/Payment1-Logo.svg","width":156,"height":84,"caption":"Payment 1"},"image":{"@id":"https:\/\/payment1.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Payment1Financial"]},{"@type":"Person","@id":"https:\/\/payment1.com\/#\/schema\/person\/50f1639f35a81c60bcfce25db2cae621","name":"Bendon Gaddy","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b7c3bfe6f7d1763e50d410cf8b5edbe591fbe613a03f379d7c10ddcc506eb89?s=96&d=mm&r=g","caption":"Bendon Gaddy"},"url":"https:\/\/payment1.com\/es\/author\/brendon\/"}]}},"_links":{"self":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/52695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/comments?post=52695"}],"version-history":[{"count":2,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/52695\/revisions"}],"predecessor-version":[{"id":59773,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/posts\/52695\/revisions\/59773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/media\/52970"}],"wp:attachment":[{"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/media?parent=52695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/categories?post=52695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/payment1.com\/es\/wp-json\/wp\/v2\/tags?post=52695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}