why choose payment 1 financial
Loans with a
Personal Touch
Payment 1 Financial is the first choice for consumers looking to replace high interest, short-term payday & title loans with friendly and affordable loans that offer convenient payment options and flexible schedules. We value our relationships and focus on the goals of our customers so we can provide them financial peace of mind.
Check out a different kind of Title Loan or our Personal Loan.
our difference
Fast,
Easy
Approval
Benefits of Choosing
Payment 1 Financial
We offer installment loans where each payment will get you one step closer to paying off your loan. Our flexible payment options and competitive loan rates ensure you have the best experience available. Our friendly staff goes above and beyond provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

Lower Rates
Our fixed rates allow you pay off Title Loans, pay for medical expenses, or make a major purchase.

Fast Approval
Our approval process is simple and can have you back on your way in as little as 30 minutes.

Automatic Payments
We offer Debit and ACH payment options to make your life easier. Don’t let rush hour slow you down!

Flexible Schedule
We want to set you up for success by allowing you to schedule your payments around when you get paid.

Text Reminders
One less thing to worry about. SMS text messages allow you to stay on top of your loan payments.

Dedicated Service
Our goal is to listen to you and provide you with a personalized loan solution that gives you options and peace of mind.
How Much Do You Need?
Bad Credit? Bankruptcy? Charge-Offs? Don’t worry! We are your lender. Our approval process is simple and straightforward. To start the process, fill out our online application or contact your local branch.