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Services

Fast Approval | Automatic Payments | Flexible Schedule | Dedicated Service | Fixed Rates

Personal Loans

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Life is full of surprises, and a personal loan from Payment 1 Financial can help you take care of unplanned expenses like car repairs, emergencies, home repairs or any other unexpected bills. Get a loan for the amount you need and enjoy smaller payments with more time to pay the loan back.

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Title Loans

Couple considering a title loan

If you have a car with a free and clear title, Payment 1 Financial can get you the cash you need quickly and easily based on the value of your vehicle. Your past credit history doesn’t matter with a title loan, and you can continue to use your car throughout the loan period! It’s a fast, easy way to cash!

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Tax Refund Advance

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If you’re expecting a tax refund, you can get the cash today with a Tax Advance Loan from Payment 1 Financial! Why wait for the mail when you can use a copy of your filed taxes to get a fast, convenient loan that lets you take care of your expenses right away? Stop waiting and start relaxing with your money!

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We Will Pay Off
Your Title Loan

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Title loans are a great way to use the equity of your vehicle to tap into a fast loan for emergencies, but like any other credit arrangement, it’s important to be aware your options. Are you stuck with a title loan that doesn’t work for you? Payment 1 Financial will pay it off! Bring in your clear title and refinance your loan at Payment 1with no credit check. Compared to many other title loans, Payment 1 offers lower payments while still scheduling the loan to be paid off in a shorter time period. A title loan from Payment 1 can save you money! Save money and lower your payments by refinancing your current title loan with Payment 1 Financial! 

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Locations

With offices throughout New Mexico and Texas, Payment 1 Financial makes it easy and convenient to take care of your finances. At every location, you’ll find a friendly, helpful staff that is dedicated to meeting your needs and expectations right away. You will find people that are focused on your goals and helping you find the solution that works best for you and your family.

      To view important consumer information & business licenses for New Mexico click here. To view important consumer information & business licenses for Texas click here.

      TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
      ATTN: COMPLIANCE DEPARTMENT 1810
      E LOHMAN AVE, LAS CRUCES NM 88001
      Phone: 575-523-0424 – Email: LasCruces@PAYMENT1.COM

      This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions. Offers featured via a paid Google advertisement contain rate quotes of no greater than 35.99% APR with lengths from 12 months to 48 months with no term less than 12 months. Payment 1 Financial personal loan amounts typically range from $500 to $5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender. For example. The disclosures are presented pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state, or local laws. They are provided as informational services only and may not be construed as legal advice.

      © Payment 1 Financial Group – All Rights Reserved. Privacy Policy

      We’re All In This Together!

      A message from Payment 1 Financial Corporate Office

      The ongoing Covid-19 health crisis is having a dramatic impact on our communities, from the health of our friends and families to our schools and workplaces. 

      During these challenging times, Payment 1 Financial is committed to taking action to help you and your family. We’re making every effort to keep our stores open, and our people are following a strict regimen of cleanliness and sanitation. We are standing by, ready to do whatever it takes to help you get through this. 

      Payment 1 Financial is limiting our lobbies to two people at a time to help prevent the spread of the virus, but we are also delivering curbside service by appointment. All you have to do is call to schedule your visit—we bring the paperwork to you in your car! Click here to view our locations.

      If you find yourself facing financial difficulties due to Covid-19, rest assured that we are here to help. Just contact your local Payment 1 Financial office, and let’s discuss ways that we can assist. 

      SAFETY FIRST

      • Additional cleaning and sanitization at all locations

      • The health and well-being of our customers, staff, and families is our priority

      • Schedule curbside service by calling ahead for an appointment

      For the latest information about Covid-19 and what you can do to protect yourself, visit the Centers for Disease Control online at www.cdc.gov