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why choose payment 1 financial

Loans with a

Personal Touch

Payment 1 Financial is the first choice for consumers looking to replace high interest, short-term payday & title loans with friendly and affordable loans that offer convenient payment options and flexible schedules. We value our relationships and focus on the goals of our customers so we can provide them financial peace of mind.

Check out a different kind of Title Loan or our Personal Loan.

our difference




Benefits of Choosing

Payment 1 Financial

We offer installment loans where each payment will get you one step closer to paying off your loan. Our flexible payment options and competitive loan rates ensure you have the best experience available. Our friendly staff goes above and beyond provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

How Much Do You Need?

Bad Credit? Bankruptcy? Charge-Offs? Don’t worry! We are your lender. Our approval process is simple and straightforward. To start the process, fill out our online application or contact your local branch.



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convenient locations

Find a Store

Near You

With over 20 convenient locations in New Mexico and Texas, it’s easy to find a loan office near you once you’re approved and ready.