Personal Loans

Plan for a Brighter Future

Payment 1 Financial understands just how important a loan is to the lives and futures of our clients. Whether you have an emergency expense, medical bills are piling up, or just short on rent, we can help you. Our reputation speaks for itself, and we have helped countless clients plan for a brighter future.

Two People Laughing In Kitchen

What do you need to Qualify?

Payment 1 Financial is a different kind of loan company. Good loans make good customers, so Payment 1 Financial focuses on your budget and your ability to make your payment comfortably. It’s important to select a personal loan that helps you financially without breaking the bank to pay it back. Plus, a personal loan from Payment 1 Financial can help you build up or restore your credit rating! When you choose an installment loan that fits your budget, you can relax knowing that you’ve made a good decision.

Benefits of choosing Payment 1?

Payment 1 Financial offers flexible payment options and competitive loan rates to ensure that you have the best possible experience. No matter which location you visit, the friendly staff will go above and beyond your expectations to provide excellent service that is quick, simple and convenient.


Our fixed rates allow you pay off Title Loans, pay for medical expenses, or make a major purchase.


Our approval process is simple and can have you back on your way in as little as 30 minutes.


We offer Debit and ACH payment options to make your life easier. Don’t let rush hour slow you down!


We want to set you up for success by allowing you to schedule your payments around when you get paid.


One less thing to worry about. SMS text messages allow you to stay on top of your loan payments.


Our goal is to listen to you and provide you with a personalized loan solution that gives you options and peace of mind.

Apply for a Personal Loan Now

We’re All In This Together!

A message from Payment 1 Financial Corporate Office

The ongoing Covid-19 health crisis is having a dramatic impact on our communities, from the health of our friends and families to our schools and workplaces. 

During these challenging times, Payment 1 Financial is committed to taking action to help you and your family. We’re making every effort to keep our stores open, and our people are following a strict regimen of cleanliness and sanitation. We are standing by, ready to do whatever it takes to help you get through this. 

Payment 1 Financial is limiting our lobbies to two people at a time to help prevent the spread of the virus, but we are also delivering curbside service by appointment. All you have to do is call to schedule your visit—we bring the paperwork to you in your car! Click here to view our locations.

If you find yourself facing financial difficulties due to Covid-19, rest assured that we are here to help. Just contact your local Payment 1 Financial office, and let’s discuss ways that we can assist. 


  • Additional cleaning and sanitization at all locations

  • The health and well-being of our customers, staff, and families is our priority

  • Schedule curbside service by calling ahead for an appointment

For the latest information about Covid-19 and what you can do to protect yourself, visit the Centers for Disease Control online at