Our loans help you

Plan for a

Brighter Future

Payment 1 Financial understands just how important a loan is to the lives and futures of our clients. Whether you have an emergency expense, medical bills are piling up, or just short on rent, we can help you. Our reputation speaks for itself, and we have helped countless clients plan for a brighter future.

  • Home Repairs
  • Car Repairs
  • Seasonal Expenses
  • Appliance Repair Costs
  • Medical Bills
  • Utility Bills
  • Furniture Purchases
  • Pet Emergencies
  • Moving Costs
All Credit Scores Considered

What do you need to Qualify?

WE MAKE GOOD LOANS! That’s our motto and how we approach every loan. Our loans are focused on your ability re-pay the amount you borrow. As a responsible lender we strive to give you a loan that helps you financially and doesn’t break your bank to pay it back. Whether you get a Title Loan or Personal Loan we will help you build your credit by reporting to the Credit Bureau. Payment 1 Financial offers installment loans for every budget. This responsible approach helps our customers achieve a brighter future.

  • Proof of Income
  • Valid ID
  • Proof of Address
  • 5 References
  • SSN or EIN
our difference




Benefits of Choosing

Payment 1 Financial

We offer installment loans where each payment will get you one step closer to paying off your loan. Our flexible payment options and competitive loan rates ensure you have the best experience available. Our friendly staff goes above and beyond provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

What our clients are saying.

“I would like to say thank you to Payment 1 Financial for everything you have helped me with. I have a large family, and every time I’m in a pinch Payment 1 Financial has helped me out. I thank you so much for the help you have provided”


“Thank you for being there for me when I needed you most. I was about to have my truck repossessed by a title loans company when I learned that you could pay off my existing loan and give me a payment plan I could afford. I am so glad I did.”


“Payment 1 Financial is the easiest loan company to do business with. I love that they will automatically draft my payments from my bank account for me and I really appreciate the text message reminder.”


convenient locations

Find a Store

Near You

With over 20 convenient locations in New Mexico and Texas, it’s easy to find a loan office near you once you’re approved and ready.