Personal Loans

Payment 1 Provides Personal Loans With Flexible Terms

Take care of unplanned expenses or emergencies. Get a loan for the amount you need with more time to pay the loan back.

Personal loans that don't break the bank

It’s important to select a personal loan that helps you financially without breaking the bank to pay it back. Good loans make good customers, so Payment 1 focuses on your budget and your ability to make your payment comfortably. Plus, a personal loan from Payment 1 can help you build up or restore your credit rating!

Personal Installment Loans

We understand that sometimes life can throw unexpected financial challenges your way. Our Personal Installment Loans are designed to help you get the boost of financial support you need. Payment 1 loans are structured to ensure they don’t break the bank during repayment. Our team will work with you to align the loan repayment plan with your budget. Regardless of your circumstances, we’re here for you.

Emergency Funding

Our hearts go out to you in the midst of whatever emergency you’re facing. The Payment 1 team is here to get you back on your feet, offering flexible payment options to get you through tough times. Our fast approval process can get you an emergency loan in just 30 minutes. We’re here to reduce the financial stress of emergencies, with a team dedicated to you.

Building & Repairing Credit

A healthy credit score is one of the fundamentals of financial well-being. If your credit score needs a boost, Payment 1 is here to help you build or repair your credit. Our team will help you set up a Personal Loan loan that matches your budget, allowing you to make timely payments and build a better credit rating along the way.

4.9 Stars Across 55 Locations

Such a great place! The service was fast, easy, and the staff was super friendly and extremely helpful. No credit checks! If you’re looking to get a loan that has low interest and doesn’t go against your credit, this is the place for you!