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What is a Share Secured Loan?

A secured loan is a type of loan that requires collateral, which serves as the condition for borrowing. Usually, banks and lending institutions require collateral for large loans or where the borrower’s credit score is…

How to Get a Car Loan if You Don’t Have Credit History

Let’s face it: cars are expensive. Unfortunately, not everyone has enough money to purchase a vehicle in cash, so we usually need to take out a car loan. But what if you do not have…

How Many Personal Loans Can You Have At Once?

How many loans can you have at once? It depends on the lender. While there is no legal limit as to how many personal loans you can take out at any time, lending institutions often…

Are Online Loans Safe?

The emergence of the internet age brought us the idea of online loans. Getting loans online is a big problem, especially because many websites pretend to be legitimate lending institutions. According to a study, 47%…

How to Transfer Car Loan to Another Person

Almost every car owner had to get a loan to buy their car. Not everyone has the financial capability to purchase cars outright. But what if you need to sell your car and the loan…

Understanding the Different Types of Loans

Most of us find ourselves needing or wanting to purchase something that we cannot afford at the moment, making it necessary to take out loans. Whether it’s a car, a house, a college degree, or…

Smart Amortization Strategies You Should Know

On average, an American has a debt of $90,460. This includes all types of consumer debt — credit cards, personal loans, student debt, and mortgages. The average American millennial has $87,448 in debt, while the…

5 Ways to Build Credit from Scratch

Your credit score is the central number that financial institutions check before they lend you money, and if you’re looking to get a mortgage or a personal loan, you’ll know that you can’t do this…

Understanding Cash Loans and Their Benefits

There may be times when you would find yourself in a tight financial situation and in an immediate need of cash, a couple of weeks before payday. Whether it’s an overdue bill that you have…

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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.

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