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Here’s How To Get An 800 Credit Score

When it comes to credit scores, 800 is the magic number. Rated as “exceptional” under the FICO scoring model, this near-perfect score demonstrates your ability to manage your debts. Contrary to popular belief, being financially responsible doesn’t mean being debt-free. In fact, members of the “800 Club” often have debts of over $150,000, surpassing the …

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How Long Does It Take To Build Credit with a Personal Loan?

When you’re in the early stages of establishing good financial standing and history, the burning question is, “How long does it take to build credit?” According to FICO, a widely used credit scoring model, you can establish a credit score within six months of having a reported payment history.  It may seem ironic—needing a credit …

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How to Find the Best Personal Loans For Fair Credit

Your credit score is not just a number; it’s your key to various financial products. Whether you have a fair credit score, typically ranging from 580 to 669, or an excellent one, falling between 800 to 850, it significantly impacts your financial choices.  If you have fair credit, you may face challenges securing loans or …

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How To Get Out Of A Title Loan Without Losing Your Car

If you’re reading this, you might be feeling the financial strain of a title loan and wondering how to get out of it without losing your beloved car. And on top of that, you’re also probably worrying about your other debts—mortgage, student loans, and credit cards.  Don’t worry, you’re not alone. The average American owes …

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Business Loan vs Personal Loan: Which is the Better Option for Your Business?

Loans are an excellent way of getting funds to help you in your quest to expand or enhance your business. You might think that since you are taking out a loan for your business that you are stuck with having to take out a business loan. Personal loans are also a popular choice for entrepreneurs …