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Smart Amortization Strategies You Should Know

Posted on March 11, 2022March 11, 2022

On average, an American has a debt of $90,460. This includes all types of consumer debt — credit cards, personal loans, student debt, and mortgages. The average American millennial has $87,448 in debt, while the average Gen X person has $140,643. People from Generation X have the highest debt on average.  Big ticket items like …

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5 Ways to Build Credit from Scratch

Posted on February 10, 2022

Your credit score is the central number that financial institutions check before they lend you money, and if you’re looking to get a mortgage or a personal loan, you’ll know that you can’t do this without a good credit score. But do you know how you can build a good credit score? And do you …

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Unsecured Personal Loans: What is it and How Does it Work

Posted on December 7, 2021

Do you need some extra money to finance some significant event in your life? Whether it’s for a big vacation or a home renovation, an unsecured personal loan can give you the relief you need. It is one of the most straightforward loan options that you can get to help in a time of need. …

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6 Steps to Personal Loan Offer Evaluation

Posted on October 13, 2021

When you apply for a personal loan, the usual process involves you receiving a loan offer that details everything within the contract. Personal loans are a great financial tool that you can use for almost anything you would need. This is why it’s essential to know what’s in the offer and get the most out …

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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 - $10,000 | APR Range 35.99% - 27.58% * | Term Lengths 12 - 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions. *Offers featured via a paid Google advertisement contain rate quotes of no greater than 35.99% APR with lengths from 12 months to 48 months with no term less than 12 months. Payment 1 Financial personal loan amounts typically range from $500 to $5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender. For example. The disclosures are presented pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state, or local laws. They are provided as informational services only and may not be construed as legal advice.

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