More than 5.9 million American households are unbanked. If you’re in a similar situation, you may be wondering whether you can get loans without a bank account. After all, for many traditional lenders, a borrower’s banking history is not only important—most of the time, it’s mandatory. We’re here to provide clarity to your concerns, as
When faced with unexpected car problems such as faulty brakes and suspension issues, auto repair financing can offer you a much-needed lifeline. Whether in the form of title loans, credit cards, or mechanic financing, these options spare you from making out-of-pocket payments, making unforeseen costs more manageable. Let’s go over some car repair financing options
Financial literacy might not be the most exciting topic for teens, but it’s a lesson worth teaching if you want to set them up for success. As your children’s role model, you play a crucial role in guiding them toward responsible money management. New to the world of personal finance, your teens are vulnerable to
When you’re in the early stages of establishing good financial standing and history, the burning question is, “How long does it take to build credit?” According to FICO, a widely used credit scoring model, you can establish a credit score within six months of having a reported payment history. It may seem ironic—needing a credit
Your credit score is not just a number; it’s your key to various financial products. Whether you have a fair credit score, typically ranging from 580 to 669, or an excellent one, falling between 800 to 850, it significantly impacts your financial choices. If you have fair credit, you may face challenges securing loans or
If you’re reading this, you might be feeling the financial strain of a title loan and wondering how to get out of it without losing your beloved car. And on top of that, you’re also probably worrying about your other debts—mortgage, student loans, and credit cards. Don’t worry, you’re not alone. The average American owes
Many low-income Oklahoma residents face financial challenges, making it difficult to cover unexpected expenses or bridge budget gaps. According to the 2022 Census Bureau American Community Survey, Oklahoma’s poverty rate (15.6 percent) was the nation’s tenth highest, rising slightly in 2021 compared to pre-pandemic levels (15.2%). When faced with a financial emergency, it is critical
Payday loans have become popular in Texas, particularly among people facing financial emergencies. According to a new Pew Research Center study, Texas consumers paid $1.5 billion in payday loan fees in 2021. A study by the Perryman Group and social justice advocacy groups found that one in 15 Texans has taken out a payday loan.
Are you a homeowner in Texas looking to make significant improvements to your property? Whether you’re planning to renovate your kitchen, add a new room, or upgrade your outdoor living space, expect to spend at least a few thousand dollars. The expenses will vary depending on the size of your house, which parts of your
Whenever there are unexpected financial needs, having access to funds can make all the difference. Whether it’s an unforeseen medical expense, emergency car repairs, or an opportunity to invest in your future, we sometimes find ourselves in need of a personal loan. However, if you have no credit history, getting that loan may seem impossible.
Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.
New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/ *Offers featured via a paid Google advertisement contain rate quotes of no greater than 35.99% APR with lengths from 12 months to 48 months with no term less than 12 months. Payment 1 Financial personal loan amounts typically range from $500 to $5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender. For example. The disclosures are presented pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state, or local laws. They are provided as informational services only and may not be construed as legal advice.
