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Payment 1 Financial has been providing the residents of Oklahoma City, Oklahoma with easy and personalized loan solutions since October 2021. Our store is located at 4636 S Pennsylvania Ave., Oklahoma City, OK 73119.

If you live in the area and are looking for a loan that fits your budget, visit our Oklahoma City, OK branch or give us a call at (405) 768-2181. Our friendly staff will be happy to help you with excellent service and advice!

Our Services

Personal Loans
For unexpected expenses, home repairs, emergencies, or any other reason, count on us! Contact us and enjoy competitive rates, flexible payment options, and a fast approval process.


Title Loans
Your vehicle can be more than just a ride—with a Payment 1 title loan, it becomes your financial asset. Use your vehicle as collateral for instant cash or credit building. And the best part? You continue driving your car as you repay the loan! If you need easy access to cash, title loans in Oklahoma are an obvious option to consider.

How It Works

Step 1: Application

You have three options to get started on your loan application:

  • – Call us directly at (405) 768-2181; or
  • – Visit the Payment 1 – Oklahoma City, OK branch during business hours; or
  • – Complete the online application.

Step 2: Requirements

Prepare and submit the documents you need to qualify:

  • – Proof of Income
  • – Proof of Address
  • – SSN or EIN
  • – Valid Photo ID
  • – 5 References
  • – Most Recent Bank Statements

Our team will review your documents, enter your information in our loan software, and run a quick credit and underwriting process.

For Title Loans: You must also bring a clear vehicle title in your name to our office. Our experts will assess your vehicle’s condition and value.

Step 3: Loan Offer

Once approved, you’ll receive your loan offer with the payment amounts and schedules. We’ll need your debit card and other bank information for funding. Then, we’ll generate the loan documents for your signature.

For Title Loans: We’ll also prepare a security agreement and an application for the state to place a lien on the vehicle title. We’ll remove the lien and return your title after you repay the loan.


Step 4: Release of Funds

Funds are immediately available once you’ve signed the documents. We will issue you a check or instantly fund your debit card.


Apply for Your Loan Today!

Searching for loans in OKC? Explore your options today—visit our Oklahoma City, OK branch or find the Payment 1 location nearest you. You can also apply for a personal loan online and get your money without leaving your home! Call or contact us today to learn more.


Contact Us

Phone: (405) 768-2181

Email: okc@payment1.com


Business Hours

Monday to Friday 9:00 AM to 6:00 PM

Saturday 9:00 AM to 1:00 PM

Sunday Closed


Visit Our Office



What Our Customers Say

“The staff was very friendly and approved me right away. Will definitely recommend them to friends and family for their loan needs.” 

“Amazing customer service and very helpful! The only place I go to when I’m in a bind! Thanks for the loan Payment 1!”


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Convenient Personal & Title Loans

Through our convenient installments, each payment will get you one step closer to paying off your loan. We ensure you have the best experience available by offering flexible payment options and competitive loan rates.

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Tax Refund Advances

We know you want to receive your refund as quickly and inexpensively as possible and that is our goal. Meet with our professionals to prepare and file your taxes before April 15, 2020 and max tax season stress free. This year let Payment 1 Financial take the stress out of filing your taxes with our tax service professionals.

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Excellent Customer Care

Our friendly staff goes above and beyond to provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.