Building & Repairing Credit
Struggling with a low credit score? The team at Payment 1 Financial can help. With locations in Texas, Oklahoma, New Mexico, and online, our financial experts can help you make a plan to boost your credit score.
Build Your Credit With the Team at Payment 1 Financial
A healthy credit score is one of the foundational bedrocks of financial security—but don’t worry, with some solid planning, your credit score can be built or repaired. Getting a credit-building personal loan and making regular payments that fit within your budget can help give your credit score a boost.
Helpful Resources From Our Articles
When it comes to credit scores, 800 is the magic number. Rated as “exceptional” under the FICO scoring model, this near-perfect score demonstrates your ability to manage your debts. Contrary to popular belief, being financially…
When you’re in the early stages of establishing good financial standing and history, the burning question is, “How long does it take to build credit?” According to FICO, a widely used credit scoring model, you…
Your credit score is the central number that financial institutions check before they lend you money, and if you’re looking to get a mortgage or a personal loan, you’ll know that you can’t do this…
