Tips For Financial Wellness: 7 Clever Ways to Save Money

If you have been finding it difficult to save money, don’t beat yourself up too much. You are not alone. In fact, according to a report by the American Association of Retired Persons (AARP), more than half of the US population does not have emergency savings. In this article, we will give you tips for […]

How to Pay Off Credit Card Debt: Your Guide to Financial Freedom

If you are struggling with credit card debt, you are not alone; many Americans are burdened by it. According to a Federal Reserve Bank of New York report, credit card balances were 15% higher in the third quarter of 2022 than in the third quarter of 2021, the most significant year-over-year increase in over two […]

The Pros and Cons of Debt Consolidation

Between personal loans, car title loans, credit cards, and mortgages, it takes work to track and pay them all. Debt consolidation allows borrowers to combine their loans into a single payment. You have to take note though, that while this convenient type of loan can help you streamline your finances, it will not resolve any […]

Keeping Finances in Order Before Getting Married

This is it: you’re engaged and probably itching to jump into wedding planning mode and get it all started. But before you get carried away, you must remember that wedding planning is more than just picking a hotel, a caterer, and a wedding gown. After all, you are preparing for a marriage, not just a […]

Small But Effective Ways to Stick to a Budget

Creating a budget is one thing. Sticking to it is another, and it’s no easy task. However, doing it successfully is a great accomplishment and a victory. It gives you a sense of control over your finances. Sticking to a budget is crucial in reaching your financial goals because every goal requires planning. However, no […]

How to Change Your Money Mindset for the Better

You’ve probably heard this phrase before: You are what you think. Well, it turns out the same thing is true for money! Your money mindset will determine how much you earn and spend and how much of it you keep. If you’re like most people, your view on money is greatly influenced by your upbringing […]