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Title Loans

A New Kind of Title Loan

There are times that you need cash fast, and a title loan is a convenient way to use the equity in your automobile to get the money you need. If you own your vehicle and have the title, Payment 1 Financial can lend you cash using your car as collateral. If you’re in a tight spot or need help with an unexpected expense or big-ticket item, a title loan can help you reach your goals. Best of all, you can keep driving your car with a title loan from Payment 1 Financial, giving you the freedom to do all the things you need to do!

  • Furniture
  • Seasonal Expenses
  • Appliances
  • Utility Bills
  • Medical Bills
  • Auto Repair
  • Pet Care Bills
  • Home Repairs

What do you need to Qualify?

Payment 1 Financial is a different kind of loan company. Good loans make good customers, so Payment 1 Financial focuses on your budget and your ability to make your payment comfortably. It’s important to select a personal loan that helps you financially without breaking the bank to pay it back. Plus, a personal loan from Payment 1 Financial can help you build up or restore your credit rating! When you choose an installment loan that fits your budget, you can relax knowing that you’ve made a good decision.

  • Paystub | Proof of Income
  • Valid Photo ID
  • Proof of Address
  • 5 References
  • SS or EIN
  • Clear Vehicle Title

Benefits of choosing Payment 1?

Payment 1 Financial offers flexible payment options and competitive loan rates to ensure that you have the best possible experience. No matter which location you visit, the friendly staff will go above and beyond your expectations to provide excellent service that is quick, simple and convenient.

Lower
Rates

Our fixed rates allow you pay off Title Loans, pay for medical expenses, or make a major purchase.

Fast
Approval

Our approval process is simple and can have you back on your way in as little as 30 minutes.

Automatic
Payments

We offer Debit and ACH payment options to make your life easier. Don’t let rush hour slow you down!

Flexible
Schedule

We want to set you up for success by allowing you to schedule your payments around when you get paid.

Text
Reminders

One less thing to worry about. SMS text messages allow you to stay on top of your loan payments.

Dedicated
Service

Our goal is to listen to you and provide you with a personalized loan solution that gives you options and peace of mind.

Apply for a Title Loan Now

To view important consumer information & business licenses for New Mexico click here. To view important consumer information & business licenses for Texas click here.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
ATTN: COMPLIANCE DEPARTMENT 1810
E LOHMAN AVE, LAS CRUCES NM 88001
Phone: 575-523-0424 – Email: LasCruces@PAYMENT1.COM

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions. Offers featured via a paid Google advertisement contain rate quotes of no greater than 35.99% APR with lengths from 12 months to 48 months with no term less than 12 months. Payment 1 Financial personal loan amounts typically range from $500 to $5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender. For example. The disclosures are presented pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state, or local laws. They are provided as informational services only and may not be construed as legal advice.

© Payment 1 Financial Group – All Rights Reserved. Privacy Policy

We’re All In This Together!

A message from Payment 1 Financial Corporate Office

The ongoing Covid-19 health crisis is having a dramatic impact on our communities, from the health of our friends and families to our schools and workplaces. 

During these challenging times, Payment 1 Financial is committed to taking action to help you and your family. We’re making every effort to keep our stores open, and our people are following a strict regimen of cleanliness and sanitation. We are standing by, ready to do whatever it takes to help you get through this. 

Payment 1 Financial is limiting our lobbies to two people at a time to help prevent the spread of the virus, but we are also delivering curbside service by appointment. All you have to do is call to schedule your visit—we bring the paperwork to you in your car! Click here to view our locations.

If you find yourself facing financial difficulties due to Covid-19, rest assured that we are here to help. Just contact your local Payment 1 Financial office, and let’s discuss ways that we can assist. 

SAFETY FIRST

  • Additional cleaning and sanitization at all locations

  • The health and well-being of our customers, staff, and families is our priority

  • Schedule curbside service by calling ahead for an appointment

For the latest information about Covid-19 and what you can do to protect yourself, visit the Centers for Disease Control online at www.cdc.gov