Our title loans help you

A new kind

of Title Loan

Payment 1 Financial understands just how important a loan is to the lives and futures of our clients. Whether you are in a tight spot, want to raise capital for your first home, or just need help purchasing a big ticket item – we can help you. Our reputation speaks for itself and we have helped countless clients plan for a brighter future.

  • Home Repairs
  • Car Repairs
  • Seasonal Expenses
  • Appliance Repair Costs
  • Medical Bills
  • Utility Bills
  • Furniture Purchases
  • Pet Emergencies
  • Moving Costs
Title Loans
All Credit Scores Considered

What do you need to Qualify?

Tired of paying interest and never getting anywhere? WE MAKE GOOD LOANS! That’s our motto and how we approach every loan. Our Title Installment Loans get you paid off quickly with your schedule monthly payments leaving money for you to spend on the things that matter to you.

  • Proof of Income
  • Valid ID
  • Proof of Address
  • Clear Vehicle Title
  • 5 References
  • SSN or EIN
  • Proof of Car Insurance
our difference




Benefits of Choosing

Payment 1 Financial

We offer installment loans where each payment will get you one step closer to paying off your loan. Our flexible payment options and competitive loan rates ensure you have the best experience available. Our friendly staff goes above and beyond provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

What our clients are saying.

“I would like to say thank you to Payment 1 Financial for everything you have helped me with. I have a large family, and every time I’m in a pinch Payment 1 Financial has helped me out. I thank you so much for the help you have provided”


“Thank you for being there for me when I needed you most. I was about to have my truck repossessed by a title loans company when I learned that you could pay off my existing loan and give me a payment plan I could afford. I am so glad I did.”


“Payment 1 Financial is the easiest loan company to do business with. I love that they will automatically draft my payments from my bank account for me and I really appreciate the text message reminder.”


convenient locations

Find a Store

Near You

With over 20 convenient locations in New Mexico and Texas, it’s easy to find a loan office near you once you’re approved and ready.