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Personal Loan for Home Renovations: 3 Things to Consider

Whether there’s something broken in your home that needs fixing, or you just got inspired to redecorate, or maybe even decided to install a pool, redo the kitchen, or add a patio, home improvement definitely…

The Most Common Loan Types

There are various reasons why consumers take on loans. Some do to purchase a brand new car; some do for home purchases and general living expenses. For those who have small businesses, loans are useful…

How to Pay for Emergency Pet Care When You’re Short on Cash

Owning a pet is a huge responsibility. On average, a pet owner spends around a thousand dollars on pet expenses in the first year alone. This includes food, annual medical examinations, toys and treats, spaying…

How To Avoid Debt: Proactive Steps To Take Now

According to the most recent Experian data, the average American has a debt balance of $96,371. This is up 3.9% from the average $92,727 in 2020, primarily due to rising mortgage and auto loan balances.…

What is a Car Title Loan + 4 Things You Should Know Before Applying for One

When sudden, unexpected things happen, leaving us strapped for cash, one of the most accessible solutions is to borrow money or take out a loan. However, in most cases, applying for loans and getting approved…

How to Use Personal Loans to Your Advantage

Most people are terrified of debt and try to avoid loans, except for a home or car loan. Personal loans are something people usually shy away from mainly because there is no particular use for…

What You Need To Know About Your Credit Score

Your credit score is critical in your financial life, and if you are not aware of it at this point, it is high time to equip yourself with information.

Holiday Giveaway

This holiday season we will be raffling off a $50 Walmart gift card at each of our locations for a Thanksgiving Feast for anyone who refinances or refers a customer. One lucky person will win…

Sorteo por Regreso a Clases

This summer every Payment 1 Financial Group location will be raffling off a boys and girls backpack filled with essential back to school items. One lucky person will win the grand prize of $1000 for…

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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.

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