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How to Improve Your Credit Standing Using Your Credit Card

Credit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the right way, they can help…

Keeping Finances in Order Before Getting Married

This is it: you’re engaged and probably itching to jump into wedding planning mode and get it all started. But before you get carried away, you must remember that wedding planning is more than just…

Is Refinancing an Auto Loan a Good Idea?

Refinancing a car loan simply means getting a new loan to pay off an existing auto loan, with the car as collateral. This is an appealing option if you find yourself low on cash or you…

Small But Effective Ways to Stick to a Budget

Creating a budget is one thing. Sticking to it is another, and it’s no easy task. However, doing it successfully is a great accomplishment and a victory. It gives you a sense of control over…

How to Change Your Money Mindset for the Better

You’ve probably heard this phrase before: You are what you think. Well, it turns out the same thing is true for money! Your money mindset will determine how much you earn and spend and how…

5 Expensive Home Repairs You Need to Prepare For

As an adult, one of your main goals in life is to have your own home. But the expenses of owning a house does not stop with the mortgage and bills. Things can break inside…

How to Fix Money Woes with Your Partner Effectively

Being in a long term, committed relationship with someone does not only mean being there for the good stuff. You need to work together and see each other through the bad stuff as well. One…

5 Practices That Could Possibly Hurt Your Credit Score

You should know that your credit score affects your financial life in a big, big way. Having bad credit will affect your ability to have a loan approved, how much interest is charged on your…

Possible Reasons Why Your Personal Loan Application Got Denied

A denied personal loan can be disappointing. Most people are also puzzled. Even people with strong credit scores can get rejected, making them wonder why. In this article, we will discuss the possible reasons for…

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