Woman computing debts and bills on the calculator

How to Pay Off Credit Card Debt: Your Guide to Financial Freedom

If you are struggling with credit card debt, you are not alone; many Americans are burdened by it. According to a Federal Reserve Bank of New York report, credit card balances were 15% higher in the third quarter of 2022 than in the third quarter of 2021, the most significant year-over-year increase in over two …

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Payday Loans vs. Personal Loans: Why One Is Always a Better Option Than the Other

When you need financial help for something that came up rather abruptly – a medical emergency, a pet getting sick, or car trouble – and you don’t have the funds for it, payday loans and personal loans can help. Both do not require any collateral. However, they are different in a way that one of …

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Business Loan vs Personal Loan: Which is the Better Option for Your Business?

Loans are an excellent way of getting funds to help you in your quest to expand or enhance your business. You might think that since you are taking out a loan for your business that you are stuck with having to take out a business loan. Personal loans are also a popular choice for entrepreneurs …

young caucasian family having debt problems, not able to pay out their loan. female in glasses and brunette man studying paper form bank while managing domestic budget together in kitchen interior

Debt Consolidation vs Bankruptcy: Which is the Better Option?

When getting a handle on managing your debt becomes more of a struggle every day, you may be weighing your options and looking for ways to get out. Suppose you’re stuck between debt consolidation vs bankruptcy. In that case, you must carefully consider what each choice brings, both positive and negative.  What is debt consolidation, …