If you plan to add to the existing small businesses in the United States, which, according to the US Small Business Administration (SBA), has grown to 30 million, you need your capital ready. The Wells Fargo Small Business Index suggests that an average of $10,000 is what you need to start a business. On the
Home improvement can be costly. Renovating a space that is less than 1,000 square feet can cost up to $18,000. Improving an older home can cost even more, especially if the plumbing, wiring, and other features are not up to current standards. If you are moving around a certain budget for home improvement, careful research
You may think that getting a personal loan is impossible when you have bad credit or no credit history at all, but actually, you have a few options. It may not be easy, and some options are safer than others, but you can find ways with a little research. You may also find that these
Some of us go through times when we don’t seem to make ends meet, and when we are pushed to the wall with very limited options to work with, we might look for solutions that are quick, but not necessarily sound. A payday loan is an example of this. Payday loans are very short-term loans
Being a first-time car owner is an exhilarating experience. For sure you’ve spent months, even years, planning, researching, and saving for this important purchase, and now you finally hold the keys! Now what? Whether you purchased a brand new car or a second-hand one, you need to know how to care for it. Proper car
Getting out of debt is not an easy journey. It takes time, discipline, and sacrifice to successfully do it. For one, it takes a significant change in financial lifestyle and spending habits if you are determined to get out of debt. This means cutting back on eating out, buying new gadgets and jewelry, and taking
Being a dog parent can be expensive. Trips to the vets, whether scheduled or emergency, can hit your wallet hard. Then, there is, of course, the expenses for food, grooming, toys, and beddings, to name a few. It is estimated that the first year of owning a dog can cost you up to $1,000. If
Credit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the right way, they can help you build good credit standing and open you to more financial freedom. But how can a small square of plastic
This is it: you’re engaged and probably itching to jump into wedding planning mode and get it all started. But before you get carried away, you must remember that wedding planning is more than just picking a hotel, a caterer, and a wedding gown. After all, you are preparing for a marriage, not just a
Refinancing a car loan simply means getting a new loan to pay off an existing auto loan, with the car as collateral. This is an appealing option if you find yourself low on cash or you learn about a better interest rate deal. What could possibly happen if you refinance a car loan? Lower monthly car
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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.
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