Loans with No Credit Check: What They Are and Where Do You Get Them?

You may think that getting a personal loan is impossible when you have bad credit or no credit history at all, but actually, you have a few options. It may not be easy, and some options are safer than others, but you can find ways with a little research. You may also find that these […]

Payday Loans: A Guide (and Warning) for First-timers

Some of us go through times when we don’t seem to make ends meet, and when we are pushed to the wall with very limited options to work with, we might look for solutions that are quick, but not necessarily sound. A payday loan is an example of this.  Payday loans are very short-term loans […]

Owning a Car for the First Time? Here’s What You Need to Know

Being a first-time car owner is an exhilarating experience. For sure you’ve spent months, even years, planning, researching, and saving for this important purchase, and now you finally hold the keys! Now what? Whether you purchased a brand new car or a second-hand one, you need to know how to care for it. Proper car […]

5 Mistakes People Do When Trying to Get Out of Debt

Getting out of debt is not an easy journey. It takes time, discipline, and sacrifice to successfully do it. For one, it takes a significant change in financial lifestyle and spending habits if you are determined to get out of debt. This means cutting back on eating out, buying new gadgets and jewelry, and taking […]

Money-saving Tips for New Dog Owners

Being a dog parent can be expensive. Trips to the vets, whether scheduled or emergency, can hit your wallet hard. Then, there is, of course, the expenses for food, grooming, toys, and beddings, to name a few. It is estimated that the first year of owning a dog can cost you up to $1,000. If […]

How to Improve Your Credit Standing Using Your Credit Card

Credit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the right way, they can help you build good credit standing and open you to more financial freedom. But how can a small square of plastic […]

Keeping Finances in Order Before Getting Married

This is it: you’re engaged and you’re probably itching to jump into wedding planning mode and get it all started. But before you get carried away, you have to remember that wedding planning is more than just about picking a hotel, a caterer, and the wedding gown. After all, you are preparing for a marriage, […]

Is Refinancing an Auto Loan a Good Idea?

Refinancing a car loan simply means getting a new loan to pay off an existing auto loan, with the car as collateral. This is an appealing option if you find yourself low on cash or you learn about a better interest rate deal. What could possibly happen if you refinance a car loan? Lower monthly car […]

Small But Effective Ways to Stick to a Budget

Creating a budget is one thing. Sticking to it is another, and it’s no easy task. Being able to successfully do it, however, is a great accomplishment and a victory, and gives you a sense of control over your finances. Sticking to a budget is crucial in reaching your financial goals because every goal requires […]

How to Change Your Money Mindset for the Better

Our views on money are greatly influenced by how we were raised and what money concepts we were made to believe growing up. Most of us were introduced to the same sequence of life events: going to school, moving on to college, and then finding a job. This particular format made us think that once […]