Creating a budget is one thing. Sticking to it is another, and it’s no easy task. However, doing it successfully is a great accomplishment and a victory. It gives you a sense of control over your finances. Sticking to a budget is crucial in reaching your financial goals because every goal requires planning. However, no
You’ve probably heard this phrase before: You are what you think. Well, it turns out the same thing is true for money! Your money mindset will determine how much you earn and spend and how much of it you keep. If you’re like most people, your view on money is greatly influenced by your upbringing
As an adult, one of your main goals in life is to have your own home. But the expenses of owning a house does not stop with the mortgage and bills. Things can break inside the house, and sometimes unexpected repairs can set you back financially. This is why it’s important to have a budget
Being in a long term, committed relationship with someone does not only mean being there for the good stuff. You need to work together and see each other through the bad stuff as well. One of the hardest things that couples go through is financial hardships. Money brings out the best in some people, and
You should know that your credit score affects your financial life in a big, big way. Having bad credit will affect your ability to have a loan approved, how much interest is charged on your loan, or even your chances of getting employed. Maintaining good credit is an important part of adulthood and one that
A denied personal loan can be disappointing. Most people are also puzzled. Even people with strong credit scores can get rejected, making them wonder why. In this article, we will discuss the possible reasons for a denied personal loan and a few alternatives to consider. But first, let’s define what a personal loan is. What
According to statistics, an average person will move approximately 11 times in their lifetime. And whether you are moving from one state to another or just one neighborhood over, the process will always be costly. From the obvious things like hiring movers to paying rent, moving always involves a lot of expenses. Often, however, there
College is exciting because it’s the first time you get a taste of independence. And because of this independence, you really begin to learn and understand the value of money. However, students, even those with part-time jobs, may have a limited budget, and it is their responsibility to figure out ways to save money in
Whether it’s because you’re finally moving out of your parents’ house, or you just want to update the look of your space, buying furniture for the first time can both be very exciting and quite confusing. Not only are there an unlimited number of choices from material to design, they also come with a broad
One of the best things about owning a car is the freedom to go wherever you want to. But one of the biggest challenges of owning it is the maintenance cost. Every car owner has had to deal with some form of maintenance or repair cost at one time or another. Below are some of
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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.
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