Moving out of your family home is one of the biggest adult milestones. However, this dream is a bit harder to reach now as compared to previous decades. A report made by Pew Research Center mentioned that 19 percent of young professionals move back with their parents after graduation. Rising student debt, lack of job
Having experienced recession growing up and witnessing the rise of new technologies through the years, millennials have inevitably developed a different way of looking at personal finance, dealing with credit, and utilizing financial services. There is much to say about the most educated generation to date, but how do their financial behaviors differ from their
The word “debt,” always has a negative ring to it. However, not all debt is bad. The truth is, debt can help you leverage your money and achieve your financial goals, such as building wealth. Can you build wealth using debt? The short answer is YES. You definitely can. It all depends on what kind
Sometimes, no matter how well you plan, things unexpected things happen and they get out of your control, fast. Some of these situations often leave us needing financial help. Most people will take out a small loan or take on some other forms of debt as it is one of the easiest solutions to any
Health care in the United States is costly, leaving a lot of Americans in deep medical debt. Getting sick can get you bankrupt, and ironically, health insurance doesn’t always get you the assurance of worry-free treatment. A survey found that one in five insured working-age Americans has difficulty paying medical bills and serious financial challenges.
Whether there’s something broken in your home that needs fixing, or you just got inspired to redecorate, or maybe even decided to install a pool, redo the kitchen, or add a patio, home improvement definitely takes a considerable amount of money to accomplish. On average, renovating your whole house could run you $40,000 to $60,000.
There are various reasons why consumers take on loans. Some do to purchase a brand new car; some do for home purchases and general living expenses. For those who have small businesses, loans are useful for working capital, buying real estate, equipment, or inventory. There is a wide range of loan types available for every
Owning a pet is a huge responsibility. On average, a pet owner spends around a thousand dollars on pet expenses in the first year alone. This includes food, annual medical examinations, toys and treats, spaying or neutering, training, and health insurance, to name a few. Unexpected trips to the vet can cause a significant drain
According to the most recent Experian data, the average American has a debt balance of $96,371. This is up 3.9% from the average $92,727 in 2020, primarily due to rising mortgage and auto loan balances. Debt is a fact of life. Every milestone of adulthood requires some form of debt, from student loans to mortgages.
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