Can You Use Debt to Build Wealth?

The short answer is YES. You definitely can. It all depends on what kind of debt, how smart you are about using the money you borrowed, and how diligent you are at paying it off. So now you may be asking, if debt can be used to build wealth, how do I do it? First […]

Good Debt, Bad Debt: Learning the Difference

Sometimes, no matter how well you plan, things unexpected things happen and they get out of your control, fast. Some of these situations often leave us needing financial help. Most people will take out a small loan or take on some other forms of debt as it is one of the easiest solutions to any […]

Is Using Personal Loan to Pay For Medical Debt a Good Idea?

Health care in the United States is very expensive, leaving a lot of Americans in deep medical debt. Getting sick can get you bankrupt, and ironically, health insurance doesn’t always get you the assurance of worry-free treatment. A survey found that one in five insured working-age Americans has difficulty paying off medical bills and goes […]

Personal Loan for Home Renovations: 3 Things to Consider

Whether there’s something broken in your home that needs fixing, or you just got inspired to redecorate, or maybe even decided to install a pool, redo the kitchen, or add a patio, home improvement definitely takes a considerable amount of money to accomplish. On average, renovating your whole house could run you $40,000 to $60,000. […]

The Most Common Loan Types

There are various reasons why consumers take on loans. Some do to purchase a brand new car; some do for home purchases and general living expenses. For those who have small businesses, loans are useful for working capital, buying real estate, equipment, or inventory. There is a wide range of loan types available for every […]

How to Pay for Emergency Pet Care When You’re Short on Cash

Owning a pet is a huge responsibility. On average, a pet owner spends around a thousand dollars for pet expenses on the first year alone. This includes food, annual medical examinations, toys and treats, spaying or neutering, training, and health insurance, to name a few. Unexpected trips to the vet can cause a big drain […]

How to Avoid Falling Into A Deep Debt Hole

Debt is a fact of life. From student loans to mortgages, it seems like every milestone of adulthood requires some form of debt. It’s no wonder that a majority of adults are buried in it, causing major anxiety for people. They dread the day their bills would come, fearful of the words “default” and “late […]

Holiday Giveaway

This holiday season we will be raffling off a $50 Walmart gift card at each of our locations for a Thanksgiving Feast for anyone who refinances or refers a customer. One lucky person will win the grand prize of $1,000 if they like, comment, and share our holiday giveaway post. Click Here to Enter

Back to School Giveaway

This summer every Payment 1 Financial Group location will be raffling off a boys and girls backpack filled with essential back to school items. One lucky person will win the grand prize of $1000 for all of your back to school needs. To enter, all you have to do is like, share, and comment on […]