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Personal Installment Loans

Looking for a personal loan on an installment plan that works for your budget? With locations in Texas, Oklahoma, New Mexico, and online, Payment 1 is ready to help. Our team is made up of caring, dedicated professionals who are there to listen to what you need and work with your situation.

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Getting a Personal Installment Loan From Payment 1 Financial

When life throws unexpected financial challenges your way, Payment 1 Financial is here to offer a helping hand with our Personal Installment Loans. We understand that emergencies, unplanned expenses, or even opportunities can arise when you least expect them. That’s why we’ve tailored our personal loans to provide you with the financial support you need, while also ensuring that repayments are manageable and budget-friendly.
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Helpful Resources From Our Articles

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How Long Does It Take To Build Credit with a Personal Loan?

When you’re in the early stages of establishing good financial standing and history, the burning question is, “How long does it take to build credit?” According to FICO, a widely used credit scoring model, you…
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First Time Personal Loans: How to Apply When You Have No Credit History

Whenever there are unexpected financial needs, having access to funds can make all the difference. Whether it’s an unforeseen medical expense, emergency car repairs, or an opportunity to invest in your future, we sometimes find…
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What is a Personal Loan: A Complete Guide from Application To Paying It Off

Credit cards are not the only way to consolidate debt, finance purchases, or get quick access to emergency funds. Personal loans are a fantastic option for people looking to get big-ticket items or meet any…
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TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE: ATTN: Compliance Department / 8701 MENCHACA BLDG 2 #102 Austin, TX 78745 / Email: LasCruces@payment1.com
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Applying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 – $10,000 | APR Range 35.99% – 27.58% * | Term Lengths 12 – 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be $546.74 per month. The total cost of the loan with fees would be $13,121.69. This example is based on a standard customer with a 650-780 credit score.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions. *Offers featured via a paid Google advertisement contain rate quotes of no greater than 35.99% APR with lengths from 12 months to 48 months with no term less than 12 months. Payment 1 Financial personal loan amounts typically range from $500 to $5,000. Your actual rate depends upon loan amount, loan term, credit usage and history and will be agreed upon between you and the lender. For example. The disclosures are presented pursuant to the terms and conditions of our service agreement with GOOGLE, Inc. They are not required by any federal, state, or local laws. They are provided as informational services only and may not be construed as legal advice.

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