Payment 1 Financial has been providing the residents of Harlingen, Texas with easy and personalized loan solutions since July 2014. Our store is located at 1418 E Tyler Ave. #3, Harlingen, TX 78550, between S 77 Sunshine Strip and S 17th Street.

If you live in the area and are looking for a loan that fits your budget, visit our Harlingen, TX branch or give us a call at (956) 230-3916. Our friendly staff will be happy to help you with excellent service and advice!

Services Offered

Personal Loans

If you need money for unplanned expenses, home repairs, emergencies, or any other reason, we’re here for you! Contact us and enjoy competitive rates, flexible payment options, and a fast approval process.

Title Loans

Your vehicle can be so much more than a means of traveling. With a Payment 1 title loan, you can use your car as collateral to get instant cash and build your credit. Best of all, you get to keep driving your car while you pay off your loan!

How It Works

Step 1: Application

1. Call us directly at (956) 230-3916

2. Visit the Payment 1 – Harlingen, TX branch during business hours; or

3. Complete the online application.

Online applications are currently unavailable for New Mexico.

Step 2: Requirements

Prepare and submit the documents you need to qualify:

  • Proof of Income
  • Proof of Address
  • SSN or EIN
  • Valid Photo ID
  • 5 References
  • Most Recent Bank Statements

Our team will review your documents, enter your information in our loan software, and run a quick credit and underwriting process.

For Title Loans: You will also need to provide a clear vehicle title in your name and bring your vehicle to our office, where our experts will evaluate its condition and value.  

Step 3: Loan Offer

Once approved, you’ll receive your loan offer with the payment amounts and schedules. We’ll need your debit card and other bank information for funding. Then, we’ll generate the loan documents for your signature.

For Title Loans: We’ll also prepare a security agreement and an application for the state to place a lien on the vehicle title. We’ll remove the lien and return your title after you repay the loan. 

Step 4: Get Your Money

Funds are immediately available once you’ve signed the documents. We will issue you a check or instantly fund your debit card.

Apply for Your Loan Today!

Visit our Harlingen, TX branch or find the Payment 1 location nearest you. You can also apply for a personal loan online and get your money without having to leave your home! Call or contact us today to learn more.

Payment 1 – Harlingen, TX Branch Information

Phone: (956) 230-3916

Email: harlingen@payment1.com 

Business Hours

Monday to Friday 9:00 AM to 6:00 PM

Saturday 9:00 AM to 1:00 PM

Sunday Closed

How to Get to Payment 1 – Harlingen, TX


Payment 1 – Harlingen, TX Customer Reviews 

“Good customer service great place for title loans!”

“Great service here. Been a customer for a few years now. They work with you and make you feel valued. Thanks Payment 1.”

convenient title loans

Convenient Personal & Title Loans

Through our convenient installments, each payment will get you one step closer to paying off your loan. We ensure you have the best experience available by offering flexible payment options and competitive loan rates.

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Tax Refund Advances

We know you want to receive your refund as quickly and inexpensively as possible and that is our goal. Meet with our professionals to prepare and file your taxes before April 15, 2020 and max tax season stress free. This year let Payment 1 Financial take the stress out of filing your taxes with our tax service professionals.

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Excellent Customer Care

Our friendly staff goes above and beyond to provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.