Payment 1 Financial has been providing the residents of Las Cruces, New Mexico with easy and personalized loan solutions since May 2006. Our first-ever Payment 1 store is located at 1810 E Lohman Ave., Las Cruces, NM 88001.
If you live in the area and are looking for a loan that fits your budget, visit our Las Cruces, NM branch or give us a call at (575) 523-0424. Our friendly staff will be happy to help you with excellent service and advice!
If you need money for unplanned expenses, home repairs, emergencies, or any other reason, we’re here for you! Contact us and enjoy competitive rates, flexible payment options, and a fast approval process.
Your vehicle can be so much more than a means of traveling. With a Payment 1 title loan, you can use your car as collateral to get instant cash and build your credit. Best of all, you get to keep driving your car while you pay off your loan!
How It Works
Step 1: Application
1. Call us directly at (575) 523-0424
2. Visit the Payment 1 – Las Cruces, NM branch during business hours
Step 2: Requirements
Prepare and submit the documents you need to qualify:
- Proof of Income
- Proof of Address
- SSN or EIN
- Valid Photo ID
- 5 References
- Most Recent Bank Statements
Our team will review your documents, enter your information in our loan software, and run a quick credit and underwriting process.
For Title Loans: You will also need to provide a clear vehicle title in your name and bring your vehicle to our office, where our experts will evaluate its condition and value.
Step 3: Loan Offer
Once approved, you’ll receive your loan offer with the payment amounts and schedules. We’ll need your debit card and other bank information for funding. Then, we’ll generate the loan documents for your signature.
For Title Loans: We’ll also prepare a security agreement and an application for the state to place a lien on the vehicle title. We’ll remove the lien and return your title after you repay the loan.
Step 4: Get Your Money
Funds are immediately available once you’ve signed the documents. We will issue you a check or instantly fund your debit card.
Apply for Your Loan Today!
Payment 1 – Las Cruces, NM Branch Information
Phone: (575) 523-0424
Monday to Friday 9:00 AM to 6:00 PM
Saturday 9:00 AM to 1:00 PM
How to Get to Payment 1 – Las Cruces, NM
Payment 1 – Las Cruces, NM Customer Reviews
“Great customer service! Fast and professional. Highly recommended. Got my money the same day within the hour.”
“They are excellent. Always friendly when I go to the office. Also it was a lot of help doing the loan over phone, emailed my paperwork and was approved, and funds sent to the bank. How great is that? I appreciate Payment 1 for giving me a chance to build my credit.”
Convenient Personal & Title Loans
Through our convenient installments, each payment will get you one step closer to paying off your loan. We ensure you have the best experience available by offering flexible payment options and competitive loan rates.
Tax Refund Advances
We know you want to receive your refund as quickly and inexpensively as possible and that is our goal. Meet with our professionals to prepare and file your taxes before April 15, 2020 and max tax season stress free. This year let Payment 1 Financial take the stress out of filing your taxes with our tax service professionals.
Excellent Customer Care
Our friendly staff goes above and beyond to provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.