Personal & Title Loans Las Cruces

Awesome place for a loan. No hassle, great service, and super fast response. Place deserves a 10 for awesomeness. 💯
Angel Family
Angel Family
17:14 25 Sep 20
Wow this was a fast loan approval. And payments are low!!! I can get jiggy with this. And easy online paperwork. The loan worker was very professional!!! Great experience so far!!
Jovonnie Duran
Jovonnie Duran
20:32 24 Jul 20
I love the Las Cruces staff. I love the added convenience of being able to complete my loan 100% on line. Will always highly recommend.
Melissa Doble
Melissa Doble
18:49 23 Jun 20
Steffanee Ruiz in the LC office is awesome! She’s professional, always smiling and very helpful. Payment 1 Financial made our loan and repayment process easy and worry free. Thank you for helping our family when we needed it.
Misty Huihui
Misty Huihui
03:54 09 Jun 20
I like payment 1 financial because My needs are addressed prominently.The staff is friendly and willing to work with you.Steffanee goes above and beyond to insure customer satisfaction. Thank you payment 1 financial keep up the good work.
Kia Astacio
Kia Astacio
03:51 09 Jun 20

Loans Las Cruces

Contact Us!

Monday-Friday Hours

Saturday Hours

Closed Sundays

Apply For A Personal Loan

Personal & Title Loans

Through our convenient installments, each payment will get you one step closer to paying off your loan. We ensure you have the best experience available by offering flexible payment options and competitive loan rates.

Tax Refund Advances

We know you want to receive your refund as quickly and inexpensively as possible and that is our goal. Meet with our professionals to prepare and file your taxes before April 15, 2020 and max tax season stress free. This year let Payment 1 Financial take the stress out of filing your taxes with our tax service professionals.

Excellent Customer Care

Our friendly staff goes above and beyond to provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

We’re All In This Together!

A message from Payment 1 Financial Corporate Office

The ongoing Covid-19 health crisis is having a dramatic impact on our communities, from the health of our friends and families to our schools and workplaces. 

During these challenging times, Payment 1 Financial is committed to taking action to help you and your family. We’re making every effort to keep our stores open, and our people are following a strict regimen of cleanliness and sanitation. We are standing by, ready to do whatever it takes to help you get through this. 

Payment 1 Financial is limiting our lobbies to two people at a time to help prevent the spread of the virus, but we are also delivering curbside service by appointment. All you have to do is call to schedule your visit—we bring the paperwork to you in your car! Click here to view our locations.

If you find yourself facing financial difficulties due to Covid-19, rest assured that we are here to help. Just contact your local Payment 1 Financial office, and let’s discuss ways that we can assist. 


  • Additional cleaning and sanitization at all locations

  • The health and well-being of our customers, staff, and families is our priority

  • Schedule curbside service by calling ahead for an appointment

For the latest information about Covid-19 and what you can do to protect yourself, visit the Centers for Disease Control online at