Personal & Title Loans Waco, TX

These guys are great , very professional. Stay away from those title loan places that unless you pay off your entire loan you paying over 200% interest payments and none on the actual loan (preditory), these guys paid off my title loan and started a new one with them with affordable payments that actually goes towards the loan.ThanksBarry Quarrels
This is the best place to go for a loan. They are super fast and friendly every time.
Bernice was very courteous, professional PLUS prompt!!! Great conversation while we waited and did paperwork!!! I will DEFINITELY recommend this place as good customer service skills is a BONUS in my book!!!!
Highly recommend P1! The young gals up front are awesome! Tall tan bald handsome man in the back is very professional and helpful! Thank you all for helping me build my credit ya'll!
Best Title Loan rates in town! And they'll even payoff your existing title loan from any other company!
I love the staff here!!! They are ALWAYS so SWEET!!!...It is so nice to know that you can give them a call and they greet you with such happiness over the phone and they really show that they care EVERY single time. I have never experienced this kind of customer service anywhere!!!...If you are needing a loan, make sure this is the place you go!!! They will take care of YOU!!!...

Loans Waco

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Saturday Hours

Closed Sundays

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Personal & Title Loans

Through our convenient installments, each payment will get you one step closer to paying off your loan. We ensure you have the best experience available by offering flexible payment options and competitive loan rates.

Tax Refund Advances

We know you want to receive your refund as quickly and inexpensively as possible and that is our goal. Meet with our professionals to prepare and file your taxes before April 15, 2020 and max tax season stress free. This year let Payment 1 Financial take the stress out of filing your taxes with our tax service professionals.

Excellent Customer Care

Our friendly staff goes above and beyond to provide excellent service that is quick, simple and enjoyable. Borrowing money is not always a fun thing to do – so we make it as easy and pain-free as possible.

We’re All In This Together!

A message from Payment 1 Financial Corporate Office

The ongoing Covid-19 health crisis is having a dramatic impact on our communities, from the health of our friends and families to our schools and workplaces. 

During these challenging times, Payment 1 Financial is committed to taking action to help you and your family. We’re making every effort to keep our stores open, and our people are following a strict regimen of cleanliness and sanitation. We are standing by, ready to do whatever it takes to help you get through this. 

Payment 1 Financial is limiting our lobbies to two people at a time to help prevent the spread of the virus, but we are also delivering curbside service by appointment. All you have to do is call to schedule your visit—we bring the paperwork to you in your car! Click here to view our locations.

If you find yourself facing financial difficulties due to Covid-19, rest assured that we are here to help. Just contact your local Payment 1 Financial office, and let’s discuss ways that we can assist. 


  • Additional cleaning and sanitization at all locations

  • The health and well-being of our customers, staff, and families is our priority

  • Schedule curbside service by calling ahead for an appointment

For the latest information about Covid-19 and what you can do to protect yourself, visit the Centers for Disease Control online at